The reasons why you decide to buy something may well differ from someone else that is looking at the same sort of product. For instance, you may choose to buy a shirt costing £50 because it is made of cotton and has double cuffs and you have bought it from a specialist shirt retailer that provided a personal service whereas another person may be quite happy with a polyester cotton shirt with single cuffs costing £20 purchased in a department store that they just picked off the shelf.
When it comes to classic car insurance, it is often the amount of the premium that is the over-riding factor in making a decision who to arrange this type of cover with. In the present financial climate there are many people looking for cheap classic car insurance.
The insurance industry is a very competitive market place so you are likely to benefit from this situation with classic car insurers competing for your business. However, they may not just be trying to compete on price but may also seek to do so by offering incentives to entice you to take out their policy. That could be free breakdown cover for a year or you could be entered into a prize draw to win a significant sum of money.
However, for some, it is not all about getting the cheapest classic car insurance. A lot of people place a great deal of importance on the quality of the service that they receive both when applying for the cover and the after sales service, in particular should they have to make a claim.
After all, what is the point in paying a very low premium only to find out that when you do wish to claim that you are unhappy with the quality of the service?
One of the ways of finding a classic car insurance company that provides an excellent service is by way of mouth – recommendation. Another is by checking out some review sites to read about other policyholders’ experiences.
So, in conclusion, perhaps it should not all be about the price.